---
title: "401K Programs for Businesses"
url: "https://rjpattersongroup.com/services-for-businesses/401k-programs-for-businesses/"
post_type: "page"
date_published: "2018-03-15T17:23:32-07:00"
date_modified: "2024-01-09T00:10:11-08:00"
---

# 401K Programs for Businesses

401(k) Programs for Businesses
			
			
				
				
				
				
			
				
				
				
				
				
				
				
				
				
				
				
			
				
				
				
				
				
				
			
				
				
				
				
				  
			
				
				
				
				
				
  Benefit Solutions for Business
  401(k) Program: Overview

			
			
				
				
				
				
				
				
				
				
				
				Creating Retirement Plans for Maximum Positive Impact
Regardless of industry or economic sector, as a business owner you need to create a positive and stable future for you and your employees. We help businesses design the best corporate retirement plan for both owners and employees. As a Certified Retirement Planning Specialist, founder RJ Patterson provides proven personalized leadership in corporate retirement design services that drive long-term success while making a lifelong positive impact.
RJ Patterson Group offers targeted program types designed to meet the specific needs of organizations based on the current status of their retirement plan:
			
			
				
				
				
				
			
				
				
				
				
				
				
				
				
				
				
				RJP 401(k) Create
Plan design for organizations that do not have an existing retirement plan.
			
			
				
				
				
				
				
				
				
				
				
				RJP 401(k) Enhance
Plan takeover and modification for organizations with existing underperforming retirement plans.
			
			
				
				
				
				
				
				
				
				
				
				RJP 401(k) Fix
Plan review and restructuring for organizations with a retirement plan not currently in regulatory compliance with IRS and DOJ (ERISA) rules.
			
			
				
				
				
				
			
				
				
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				We offer the following business solutions:

					
401K Plan
Safe Harbor 401K
Cash Balance
Deferred Compensation (tax savings)
Defined Benefits
ESOP
Investment management

				
					
Financial consulting for retirement accumulation
Profit Sharing
Retirement distribution
Risk planning
Savings Goal Planning
Tax strategies
What-if Scenarios

				
			
			
				
				
				
				
				
				
				
				
				
				
			
			
				
				
				
				
			
				
				
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				Corporate retirement design providers and partners:
			
			
				
				
				
				
			
				
				
				
				
				
				
				
				
				
				
				
			
				
				
				
				
				
			
				
				
				
				
				
			
				
				
				
				
				
			
				
				
				
				
				
			
			
				
				
				
				
			
				
				
				
				
				
				
				
				
				
				
				
			
				
				
				
				
				
			
				
				
				
				
				
			
				
				
				
				
				
			
				
				
				
				
				
			
			
				
				
				
				
			
				
				
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				We can help you choose the best current options on the market. Contact us today to get started 
			
			
				
				
				
				
				
				
				
				
				
				
Tel. 619.331.4133
Contact Us

			
			
				
				
				
				
			
				
				
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
			
				
				
				
				
				We can help you choose the best current options on the market. Contact us today to get started 
			
			
				
				
				
				
				
				
				
				
				
				
Tel. 619.331.4133
Contact Us

			
			
				
				
				
				
			
				
				
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
  Financial Planning Tools
  Helping you to achieve peak fiscal fitness and position your financial assets for continuous growth.LEARN MORE 

			
				
				
				
				
				
  Benefits Solutions for Businesses
  Create a positive and stable future for employees with best-in-class defined retirement programs and integrated benefits solutions that deliver serious positive results.LEARN MORE 

			
			
				
				
				
				
				
				
				
				
				
				
  Fiduciary Services
  Delivering expert service that is always in our clients’ (and their employees’) best interests.LEARN MORE